Bespoke residential,
commercial &
development finance

ASAP Finance is a market leading non-bank lender offering residential, commercial and development finance nationwide.

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NZ's Leading Non-Bank Lender

Since 2004, ASAP Finance has been partnering with investors, developers and builders to provide innovative and competitive property funding solutions. Our unique team combines in-depth industry knowledge with practical development experience to cater to all aspects of your property funding requirements.

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Loans and Finance

Construction and development loans

Development finance is our bread and butter. The bedrock of ASAP Finance is helping Kiwi developers with securing finance to get their development projects out of the ground, having reviewed thousands of transactions and facilitated over $3 Billion in lending to the NZ market.

Bespoke Investment Loans Settled Quickly

If you are planning on buying a residential or commercial investment property, then you need an investment property loan. Not all complex problems require complex solutions; our team of experienced lending managers will work with you to create a simple solution, specific to your needs.

Commercial & Industrial Loans

ASAP Finance is the ideal place for those needing to accelerate commercial acquisition time frames and maximise return on equity through tailored commercial property loans across NZ.

Bridging Finance Structured for Your Needs

ASAP Finance offers a wide variety of bridging loan solutions for borrowers all over New Zealand. Cashflow timing gaps are natural occurrences in business; bridging these gaps can be the difference between securing your next big project or sitting on the side-lines.

Land Bank Loans for Undeveloped Land

Undeveloped land rarely generates income, and we understand how hard it is to buy land with little cash flow. If you’re wanting to secure finance to purchase undeveloped land, you’ve come to the right place.

Lending Criteria

At ASAP Finance we don’t do hurdles. Instead we apply sound business thinking and financial expertise to weigh up the merits of your individual lending needs. Stop wasting time and money trying to overcome restrictive conditions and talk to the team at ASAP Finance about how we can partner in your success.

Joint Ventures

ASAP Finance is always seeking new development opportunities and will openly consider joint venture equity arrangements for a variety of projects including land banks, subdivisions residential and commercial developments. Each joint venture proposal is considered on individual merit. A successful track record is essential.

Presale Underwrites

As your underwriter, ASAP Finance will agree to purchase a certain number of properties from a developer at a mutually agreed price. If those properties are not sold by a specific date, ASAP Finance will settle the underwritten properties at the price agreed.

FAQs

Got a question that needs to be answered? Check out our FAQ's

  1. What is property development finance?

    Property development finance is a short-term loan for residential, commercial and industrial development projects. It can involve financing the purchase of the land and progress (staged) payments for covering associated costs to complete the development.

  2. How much can I borrow?

    The amount you can borrow depends on your security, earnings, and the value of the asset. ASAP lends up to 75% of the value, depending on location and security. ASAP Finance's minimum loan is $300,000 and we can lend up to $50 million on a single loan.

  3. What types of loans are available?

    ASAP Finance offers a range of different loans including; investor loans, development loans, and bridging loans - so long as they are secured by property on a first mortgage basis, ASAP Finance can provide a funding solution for you.

  4. Can I repay my loan early?

    Yes. You can repay your loan early – in part or in full. As long as you give us 30 days’ notice before you make a payment, you won’t need to make an early repayment fee.

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