Bespoke residential,
commercial &
development finance

ASAP Finance is a market leading non-bank lender offering residential, commercial and development finance nationwide.

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About Us

Since 2004, ASAP Finance has been partnering with investors, developers and builders to provide innovative and competitive property funding solutions. Our unique team combines in-depth industry knowledge with practical development experience to cater to all aspects of your property funding requirements.

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Loans and Finance

Development & Construction Loans

Development finance is our bread and butter. The bedrock of ASAP Finance is helping Kiwi developers with securing finance to get their development projects out of the ground, having reviewed thousands of transactions and facilitated over $3 Billion in lending to the NZ market.

Bespoke Investment Loans Settled Quickly

If you are planning on buying a residential or commercial investment property, then you need an investment property loan. Not all complex problems require complex solutions; our team of experienced lending managers will work with you to create a simple solution, specific to your needs.

Commercial & Industrial Loans

ASAP Finance is the ideal place for those needing to accelerate commercial acquisition time frames and maximise return on equity through tailored commercial property loans across NZ.

Bridging Finance Structured for Your Needs

ASAP Finance offers a wide variety of bridging loan solutions for borrowers all over New Zealand. Cashflow timing gaps are natural occurrences in business; bridging these gaps can be the difference between securing your next big project or sitting on the side-lines.

Land Bank Loans for Undeveloped Land

Undeveloped land rarely generates income, and we understand how hard it is to buy land with little cash flow. If you’re wanting to secure finance to purchase undeveloped land, you’ve come to the right place.

Lending Criteria

At ASAP Finance we don’t do hurdles. Instead we apply sound business thinking and financial expertise to weigh up the merits of your individual lending needs. Stop wasting time and money trying to overcome restrictive conditions and talk to the team at ASAP Finance about how we can partner in your success.

Joint Ventures

ASAP Finance is always seeking new development opportunities and will openly consider joint venture equity arrangements for a variety of projects including land banks, subdivisions residential and commercial developments. Each joint venture proposal is considered on individual merit. A successful track record is essential.

Presale Underwrites

As your underwriter, ASAP Finance will agree to purchase a certain number of properties from a developer at a mutually agreed price. If those properties are not sold by a specific date, ASAP Finance will settle the underwritten properties at the price agreed.

FAQs

Got a question that needs to be answered? Check out our FAQ's

  1. What is property development finance?

    Property development finance is a short-term loan for residential, commercial and industrial development projects. It can involve financing the purchase of the land and progress (staged) payments for covering associated costs to complete the development.

  2. How much can I borrow?

    The amount you can borrow depends on your security, earnings, and the value of the asset. ASAP lends up to 75% of the value, depending on location and security. ASAP Finance's minimum loan is $300,000 and we can lend up to $50 million on a single loan.

  3. What types of loans are available?

    ASAP Finance offers a range of different loans including; investor loans, development loans, and bridging loans - so long as they are secured by property on a first mortgage basis, ASAP Finance can provide a funding solution for you.

  4. Can I repay my loan early?

    Yes. You can repay your loan early – in part or in full. As long as you give us 30 days’ notice before you make a payment, you won’t need to make an early repayment fee.

Not answered above?

Feel free to get in touch with us or check our FAQs

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Reviews

Ben Mune
Ben Mune
August 31, 2023.
Ben at ASAP is great to deal with on Property Development lending. He covers projects all across New Zealand property. Knowledgeable, fast and knows his products. They are flexible in a complicated field aswell with solution based thinking.
Dan Li
Dan Li
August 30, 2023.
I was impressed with Kevin Zhou's professionalism and efficiency. He has demonstrated an excellent understanding of my client's financial needs and provided a suitable financial product to meet the client's goals. I have complete confidence in him and his professional abilities. It was a pleasure collaboration with Kevin and no doubt to refer more business opportunities to ASAP going forward.
dollyin08
dollyin08
July 30, 2023.
Amazing to deal with Kevin, he has been very professional and extremely patient through the whole process 100% recommend.
Dylan Mcneice
Dylan Mcneice
July 3, 2023.
It was great to work with Ben and the Team at ASAP. Experienced lenders who know how to make the process smooth and efficient, and ultimately achieve great outcomes. Look forward to working with you guys again in the future.
Mohammod Siddiqe
Mohammod Siddiqe
July 2, 2023.
Muksed Lipu
Muksed Lipu
July 2, 2023.
Sanarv Singh
Sanarv Singh
June 30, 2023.
It has been a pleasure dealing with ASAP finance as they have a can do attitude for getting the deals done.
Ravin Chandra
Ravin Chandra
June 30, 2023.
Thanks Parash for his great and professional service. I deal with him for a construction loan, he has made me understand the process and how it works. Effective customer service. Definitely recommend him for any development finance requirements.
linda eagleton
linda eagleton
June 28, 2023.
I have had the pleasure of working with Ben Friedlander to assist with obtaining finance for a client of mine. I was blown away with the experience. Ben (along with ASAP) showed a lot of passion to find a solution that would fit for our client and enable them to complete their project. The ease of the process through to settlement was also vastly better than anything I have experienced previously. I have worked with a few companies for similar projects over the years and this was the first time I have used Ben and ASAP, I would not hesitate to use them again, in fact they will be the first call I make and will be presented to all of my clients as a viable option going forward. 5 Stars from me!
james meehan
james meehan
June 7, 2023.
I've had the pleasure of dealing with Ben at ASAP on a number of development finance transactions. He's knowledgeable, offers sound advice on all things lending and does so with a positive attitude! Look forward to getting the next one across the line!
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