Bespoke residential,
commercial &
development finance

ASAP Finance is a market leading non-bank lender offering residential, commercial and development finance nationwide.

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About Us

Since 2004, ASAP Finance has been partnering with investors, developers and builders to provide innovative and competitive property funding solutions. Our unique team combines in-depth industry knowledge with practical development experience to cater to all aspects of your property funding requirements.

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Loans and Finance

Development & Construction Loans

Development finance is our bread and butter. The bedrock of ASAP Finance is helping Kiwi developers with securing finance to get their development projects out of the ground, having reviewed thousands of transactions and facilitated over $3 Billion in lending to the NZ market.

Bespoke Investment Loans Settled Quickly

If you are planning on buying a residential or commercial investment property, then you need an investment property loan. Not all complex problems require complex solutions; our team of experienced lending managers will work with you to create a simple solution, specific to your needs.

Commercial & Industrial Loans

ASAP Finance is the ideal place for those needing to accelerate commercial acquisition time frames and maximise return on equity through tailored commercial property loans across NZ.

Bridging Finance Structured for Your Needs

ASAP Finance offers a wide variety of bridging loan solutions for borrowers all over New Zealand. Cashflow timing gaps are natural occurrences in business; bridging these gaps can be the difference between securing your next big project or sitting on the side-lines.

Land Bank Loans for Undeveloped Land

Undeveloped land rarely generates income, and we understand how hard it is to buy land with little cash flow. If you’re wanting to secure finance to purchase undeveloped land, you’ve come to the right place.

Lending Criteria

At ASAP Finance we don’t do hurdles. Instead we apply sound business thinking and financial expertise to weigh up the merits of your individual lending needs. Stop wasting time and money trying to overcome restrictive conditions and talk to the team at ASAP Finance about how we can partner in your success.

Joint Ventures

ASAP Finance is always seeking new development opportunities and will openly consider joint venture equity arrangements for a variety of projects including land banks, subdivisions residential and commercial developments. Each joint venture proposal is considered on individual merit. A successful track record is essential.

Presale Underwrites

As your underwriter, ASAP Finance will agree to purchase a certain number of properties from a developer at a mutually agreed price. If those properties are not sold by a specific date, ASAP Finance will settle the underwritten properties at the price agreed.

FAQs

Got a question that needs to be answered? Check out our FAQ's

  1. What is property development finance?

    Property development finance is a short-term loan for residential, commercial and industrial development projects. It can involve financing the purchase of the land and progress (staged) payments for covering associated costs to complete the development.

  2. How much can I borrow?

    The amount you can borrow depends on your security, earnings, and the value of the asset. ASAP lends up to 75% of the value, depending on location and security. ASAP Finance's minimum loan is $300,000 and we can lend up to $50 million on a single loan.

  3. What types of loans are available?

    ASAP Finance offers a range of different loans including; investor loans, development loans, and bridging loans - so long as they are secured by property on a first mortgage basis, ASAP Finance can provide a funding solution for you.

  4. Can I repay my loan early?

    Yes. You can repay your loan early – in part or in full. As long as you give us 30 days’ notice before you make a payment, you won’t need to make an early repayment fee.

Not answered above?

Feel free to get in touch with us or check our FAQs

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Reviews

Brian Liu
Brian Liu
December 3, 2021.
Development Loan
Jane Yu
Jane Yu
December 2, 2021.
Kevin is very knowledgeable, professional and dedicated , responses really fast with accurate information, it was a great pleasure to deal with him.
Jason Lin
Jason Lin
December 2, 2021.
Kevin from ASAP was one of the most delightful person to work with, transactions were done most competently never have to worry about a thing, most recommended company and person to work with. Thank you Kevin.
Jazz Singh
Jazz Singh
December 2, 2021.
I can’t praise the ASAP Finance team enough for their professional approach and commercial acumen. Ben and the directors have been first class to deal with. Straight up conversations, great tips on how to deal with tricky parts of the development process and then prompt attention to issues and payments. The success of our development is built off the strong backing and support from ASAP Finance.
Yugal Sachdeva
Yugal Sachdeva
December 2, 2021.
We’ve been dealing with Parash at ASAP for a couple of years now. He’s a delight to work with and has a strong understanding of the market. The processes being followed by ASAP for development funding are one of the most customer friendly I’ve come across in the market. If you’re looking for development / project / residential funding - ASAP is strongly recommend.
Sisi He
Sisi He
November 29, 2021.
I have dealt with Dan for several times, and he is an efficient, knowledgeable and patient person. Very easy to deal with and attention to details, I have enjoyed working with him. :)
Maggie Ma
Maggie Ma
November 28, 2021.
I would like to say Dan is truly a life saver for one of my customer. :) It's the very busy time of the year and the funding is quite limited. Dan has been awesome helping my customer sorting out their funding that is needed early December. Offer has been done within very short period of time and my customer is so pleased and happy! Dan has gone extra mile for us, his efficiency and professionalism has exceeded our expectation, me as an Advisor and the customer both feel so happy to have him in ASAP Finance. Thank you Dan, staff like you is very hard to find, we definitely will work again in the near future! :) Regards, Maggie Ma Financial Advisor
Trishn Nand
Trishn Nand
November 15, 2021.
I have used ASAP Finance for several years. I deal with Ben Friedlander directly. I can attest to his professional excellence and integrity when conducting business. He has a sound knowledge of the regulatory system in NZ, which in return adds value to my business. The service they provide is above and beyond what you expect from a Lender. I found their entire operation to be very professional. In my experience, ASAP Finance has never failed to live up to its ethos of being a true specialist in property finance.
Farview Construction
Farview Construction
November 11, 2021.
Thanks. It has been great dealing with ASAP for our development finance. They have always acted professionally and confirmed their approval very quickly which has enabled us to proceed confidently with new projects.
Ma Johnny
Ma Johnny
November 1, 2021.
Very professional! Easy lending process, based on a strong understanding of development and property market. Lending manager Kevin zhou is the one of the best lending specialist in this market.
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