Lending Criteria - ASAP Finance Ltd

Lending Criteria: Keep it simple

Loan Size: $200,000 to $30,000,000

Maximum Term: 12 Months (extension possible)

Maximum LVR: 75%

At ASAP Finance we don't do hurdles. Instead we apply sound business thinking and financial expertise to weigh up the merits of your individual lending needs. Stop wasting time and money trying to overcome restrictive conditions and talk to the team at ASAP Finance about how we can partner in your success.

For most applications, you won't need to provide

  • Pre-sale targets
  • Valuations
  • Progress Valuations/QS reports
  • Fixed price contracts
  • Full financial disclosure
  • Strict servicing criteria


You'll find that ASAP Finance interest rates are sensitive to the level of risk and loan term. Flexible repayment options and terms are available when you talk to us. Depending on the term of the loan, rates start from as low as 6.95%.


The only fee you'll typically face is an application fee of 2% plus brokerage. There are none of the hidden fees or charges typically sought by other lenders.

  • No minimum lending fees
  • No early repayment fee subject to 30 days' notice
  • No site visit fees
  • No administration fees

Legal Costs

You will receive a fixed quote for legal fees in your Letter of Offer. Typically, for a standard loan secured on a single residential property, this will be $1,800 including GST and disbursements.


It is a condition of ASAP lending that you hold satisfactory insurance. The type of insurance will depend on the nature of your loan. For standard investment loans, replacement cost insurance will be necessary, while for builders and developers, wider insurance coverage such as contract works, and civil and statutory liability insurance may be required.