Bespoke Investment Loans Settled Quickly

If you are planning on buying a residential or commercial investment property, then you need an investment property loan. Not all complex problems require complex solutions; our team of experienced lending managers will work with you to create a simple solution, specific to your needs.

Each funding solution is created with a clear set of objectives in mind and conditions are kept to a minimum with the team at ASAP Finance completing due diligence prior to issuing a term sheet. Loan facilities can be structured to optimise group cashflow, maximise leverage or simply provide a short-term funding solution to enable fast settlement.

Whether you are looking to acquire a cashflow property or creating wealth through long-term capital gains, ASAP Finance is here to help.

Key Advantages of Investment Property Loans with ASAP Finance

  • Our lending managers are experienced investors & developers, so we understand the need for a quick, hassle-free approach. Our loan assessment process is short and sweet and funding conditions are kept to a minimum.
  • Our loans are settled quickly, often within 48 hours, so borrowers don’t need to be concerned about losing their chosen property while waiting for an approval.
  • We offer interest-only, part interest-only, and capitalised repayment types enabling you to optimise your cash flow.
  • ASAP Finance has the ability and scale to lend $50,000,000 on a single transaction.
  • Evergreen funding lines provided by ASB & BNZ are supported by private equity ensuring funding is always available for our clients.

Our Investment Loan Assessment

We don’t do hurdles at ASAP Finance. Once you submit your application, we review it quickly using our financial expertise, weighing up the merits of the investment and considering your individual needs.

What we review:

  • Details of the security
  • Valuations (not always necessary)
  • Your current loan balances
  • Sale and purchase agreements
  • Leases and rental agreements
  • Your financial position
  • Exit strategy

Our credit policy can be adjusted when we deem it necessary. See our lending criteria for more terms and conditions.

ASAP Funding Process

  1. Submit a funding application. We work quickly, assessing your project and providing indicative terms in as little as 24 hours.
  2. Issuing of formal letter of offer. Following your acceptance of the indicative terms, we issue a letter of offer detailing:
    • Our fees (including a legal quote for your solicitor)
    • Your interest rates
    • Loan terms
    • Any terms and conditions (we try to keep these as minimal as possible) Unlike other lenders, our letters of offer are fully credit approved; we stand by our commitment to fund your project.
  3. Creation of loan documents. Once you have accepted the offer and paid the loan deposit, we work with your mortgage broker to arrange complete loan documents.

If you are working with a mortgage broker, we will pay brokerage direct, typically equivalent to 1% of the loan amount on drawdown. Our establishment fee and legal costs are payable by you. These are stipulated upfront.

FAQ

Do you fund apartments smaller than 50sqm?

Yes, ASAP Finance will consider all funding applications. Sound business thinking and financial expertise are used to weigh up the merits of your individual funding requirements. For residential apartments, we typically look to lend around 65% LVR depending on specific property attributes.

How fast does it take to drawdown from a loan facility?

The team at ASAP Finance is made up of experienced and skilled property finance experts who can make quick decisions and turn around loan applications within 24 hours if required. Loans can be settled as soon as 48 hours after receiving an application.

Do you have a product with a term longer than 12 months for investment property?

ASAP Finance is a short-term lender with loan terms range from a minimum of 3 months to a maximum of 12 months. In some instances, where a 12-month term is not sufficient, ASAP Finance can consider extending the term of the loan.

Client Reviews

Case Studies

Other Loan and Finance services

Construction and development loans

Development finance is our bread and butter. The bedrock of ASAP Finance is helping Kiwi developers with securing finance to get their development projects out of the ground, having reviewed thousands of transactions and facilitated over $3 Billion in lending to the NZ market.

Commercial & Industrial Loans

If you are planning on buying a residential or commercial investment property, then you need an investment property loan. Not all complex problems require complex solutions; our team of experienced lending managers will work with you to create a simple solution, specific to your needs.

Bespoke Investment Loans Settled Quickly

ASAP Finance is the ideal place for those needing to accelerate commercial acquisition time frames and maximise return on equity through tailored commercial property loans across NZ.

Bridging Finance Structured for Your Needs

ASAP Finance offers a wide variety of bridging loan solutions for borrowers all over New Zealand. Cashflow timing gaps are natural occurrences in business; bridging these gaps can be the difference between securing your next big project or sitting on the side-lines.

Land Bank Loans for Undeveloped Land

Undeveloped land rarely generates income, and we understand how hard it is to buy land with little cash flow. If you’re wanting to secure finance to purchase undeveloped land, you’ve come to the right place.

Apply Now 0800 272 756